# txfinality.com — How long until a stablecoin transfer is final?

Measured, not claimed: the slowest of 20 transfers of 1 USDC on each chain, sent one at a time from one machine (Falkenstein, DE), timed from sending to each finality level the chain itself defines. Method v0. Built 2026-10-18. Code and every run with its hashes: https://github.com/burmisov/txfinality.com

chain | done (earliest level the chain says will not be dropped) | final (the chain's own last level) | status
Solana | 1.1 s | 8.1 s | measured, run 2026-10-18T2118Z
BNB Chain | 450 ms | 1.1 s | in the top 15, not yet measured
Hyperliquid | 1.0 s | 1.0 s | in the top 15, not yet measured
Base | 2.0 s | 20 min | in the top 15, not yet measured
Arbitrum One | 1.0 s | 15 min | in the top 15, not yet measured
Polygon PoS | ? | 5.0 s | in the top 15, not yet measured
X Layer | 1.0 s | ? | in the top 15, not yet measured
Avalanche | 1.0 s | ? | in the top 15, not yet measured
Plasma | ? | ? | in the top 15, not yet measured
XRP Ledger | 6.0 s | 6.0 s | in the top 15, not yet measured
Robinhood Chain | 1.0 s | ? | in the top 15, not yet measured
Aptos | 1.0 s | 1.0 s | in the top 15, not yet measured
TON | 1.0 s | 1.0 s | in the top 15, not yet measured
Arc | 1.0 s | 1.0 s | in the top 15, not yet measured
Tron | 60 s | 60 s | by design, from the docs, not measured
Ethereum | 6 min | 13 min | by design, from the docs, not measured
Bitcoin | 10 min | 60 min | by design, from the docs, not measured

Chains ranked by USD stablecoin supply (DefiLlama, 2026-10-18); market caps powered by CoinGecko. By Sergey Burmisov, https://burmisov.com/